You can send money to Malta with Coinepay quickly and securely, whether you are supporting family, paying a friend or settling with a business partner. A money transfer to Malta is set up in minutes from the app, with the rate and fees shown up front and a choice of ways for your recipient to collect the funds.
- Fast delivery: transfers can arrive in as little as 10 minutes, depending on the payout method and destination country.
- Clear pricing: the exchange rate and all fees are shown before you confirm.
- Flexible payouts: bank deposit, mobile wallet and cash pickup are supported.
How to send money to Malta
- Enter the amount and choose the currency your recipient should receive, such as euro (EUR).
- Add the recipient and choose how they get the money — bank deposit, mobile wallet or cash pickup.
- Review the rate and fees, confirm and pay, then track the transfer to Malta from the app until it is delivered.
How long does a transfer to Malta take?
Transfers to Malta can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider, and the estimated arrival time is shown in the app before you confirm.
| Payout method | What the recipient needs | What affects delivery time |
|---|---|---|
| Bank deposit | Their name and a Maltese IBAN (31 characters, starting MT) | Bank processing and cut-off times, intermediary banks |
| Mobile wallet | The phone number or details registered to their wallet | Provider availability and wallet verification |
| Cash pickup | Their full legal name and the transfer reference | Agent opening hours and local location |
Several things can affect speed: receiving bank cut-off times, weekends and local holidays in Malta, identity or source-of-funds checks, and incorrect recipient details, which can delay a transfer or cause the receiving bank to reject and return it.
How much does it cost to send money to Malta?
The exchange rate and every fee are shown in the app before the transfer is confirmed, so you see the full cost and the amount your recipient will get before you pay. The total depends on the amount you send, the currencies involved and the payout method you choose. Your recipient should also check whether their own bank or wallet provider charges an incoming or handling fee at their end, as this is outside Coinepay's control.
Ways to receive money in Malta
Bank deposit
Funds are paid into the recipient's Maltese bank account. Provide their full name, their IBAN (which has 31 characters: MT, two check digits, four bank-identifier characters, a five-digit local sort code and an 18-character account number) and, where applicable, the bank's name. For euro SEPA payments the IBAN is the key detail; a SWIFT/BIC may be requested for transfers in other currencies.
Mobile wallet
Where available, funds can be delivered to a mobile wallet linked to the recipient's phone number. Check the current list of supported wallets for Malta in the Coinepay app when you set up the transfer, as availability can vary.
Cash pickup
The recipient collects cash at a participating agent location. They need their full legal name exactly as entered and the transfer reference, plus valid photo ID. Confirm nearby pickup points in the app before you send.
What you need to send money to Malta
To complete a money transfer to Malta you need:
- A verified Coinepay account (identity verification must be completed first).
- The recipient's full legal name exactly as it appears on their bank account or ID.
- The payout details for the chosen method — IBAN for bank deposit, wallet details for mobile wallet, or name and location for cash pickup.
- The purpose of the transfer and, if asked, information about your source of funds.
Malta's local currency is the euro (EUR). Note that Maltese banks may assess whether a deposit fits the recipient's profile and can request supporting documents such as payslips or sale agreements.
How Coinepay keeps your transfer safe
Every money transfer to Malta is protected by layered controls. Coinepay verifies your identity (KYC) before you can send, and all customers and counterparties are screened against sanctions lists. Fund and payout services are provided by licensed partner financial institutions, and connections are encrypted. You can follow your transfer with status tracking from start to finish, and support is available 24/7. Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds. Coinepay sends to every country and region except those under comprehensive sanctions and does not serve sanctioned persons.
Send money to Malta with the Coinepay app
Set up your transfer in minutes: download Coinepay from the App Store or Google Play, then create your account and complete verification. Need help? Reach Coinepay support any time.
Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support
FAQ
What is the fastest way to send money to Malta?
Set up the transfer in the Coinepay app, choose a payout method and confirm after reviewing the rate and fees. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider.
How long does a money transfer to Malta take?
It can arrive in as little as 10 minutes, but the actual time depends on the payout method and destination. Bank cut-off times, weekends, Maltese public holidays, compliance checks and incorrect details can add delays. The estimated arrival time is shown before you confirm.
What details do I need to send money to Malta?
You need a verified Coinepay account, the recipient's full legal name as on their ID or account, and the payout details \u2014 a Maltese IBAN (31 characters starting MT) for bank deposit, wallet details for mobile wallet, or name and location for cash pickup. You may be asked the purpose of the transfer.
Can my recipient in Malta receive money to a mobile wallet or as cash?
Yes. Coinepay supports bank deposit, mobile wallet and cash pickup payouts. Available mobile wallets and cash pickup locations for Malta are shown in the app when you set up the transfer, so check the current options before you confirm.
How much does it cost to send money to Malta?
The exchange rate and all fees are shown in the Coinepay app before you confirm, so you see the full cost and the amount received in advance. The total depends on the amount, the currencies and the payout method. Your recipient's bank may also charge an incoming fee.
Send money to other countries
- Australia
- Bangladesh
- Brazil
- Canada
- Colombia
- Egypt
- France
- Germany
- Ghana
- Guatemala
- Hong Kong
- India
- Indonesia
- Italy
- Japan
- Kenya
- Malaysia
- Mexico
- Morocco
- Nepal
- United Kingdom
- United States
- Uzbekistan
- Vietnam
- Argentina
- Armenia
- Belgium
- Cambodia
- Chile
- Cyprus
- Dominican Republic
- Ecuador
- El Salvador
- Estonia
- Ethiopia
- Georgia
- Haiti
- Honduras
- Iceland
- Ireland
Related guides
- Send Money to Montenegro | Money Transfer to Montenegro
- Send Money to Iceland | Money Transfer to Iceland
- Send Money to Cyprus | Money Transfer to Cyprus
- Send Money to Estonia | Money Transfer to Estonia
- Send Money to Luxembourg | Money Transfer to Luxembourg
- Send Money to Latvia | Money Transfer to Latvia
