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Global remittance

Send Money to Cyprus | Money Transfer to Cyprus

Last updated: 2026-10-21

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On this page
  1. How to send money to Cyprus
  2. How long does a transfer to Cyprus take?
  3. How much does it cost to send money to Cyprus?
  4. Ways to receive money in Cyprus
  5. What you need to send money to Cyprus
  6. How Coinepay keeps your transfer safe
  7. Send money to Cyprus with the Coinepay app
  8. FAQ
  9. Send money to other countries
  10. Related guides

You can send money to Cyprus quickly and securely with Coinepay, whether you are supporting family, paying a friend or settling with a business partner. A money transfer to Cyprus is set up in minutes from the Coinepay app or dashboard, and you see exactly what the recipient will get before you confirm.

  • Fast: transfers can arrive in as little as 10 minutes, depending on the payout method and destination.
  • Clear: the exchange rate and all fees are shown before you confirm.
  • Flexible payouts: bank deposit, digital or mobile wallet (where available) and cash pickup are supported.

How to send money to Cyprus

  1. Enter the amount and currency. Type how much you want to send and choose the currency your recipient should receive, usually euros (EUR) in Cyprus.
  2. Add the recipient and payout method. Enter the recipient's full legal name and choose how they collect the money — bank deposit, a digital/mobile wallet where offered, or cash pickup.
  3. Review, confirm and track. Check the rate and fees shown on screen, confirm and pay, then follow the live status until the funds arrive.

How long does a transfer to Cyprus take?

Transfers to Cyprus can arrive in as little as 10 minutes, but the actual time depends on the payout method and the receiving bank or provider; the estimated arrival time is always shown in the app before you confirm.

Payout methodWhat the recipient needsWhat affects delivery time
Bank depositFull name on the account and their Cyprus IBAN (starts with CY)Receiving bank processing and cut-off times, SEPA vs. SWIFT routing
Digital / mobile wallet (where available)The account details displayed for that walletProvider processing and whether the payout route is offered
Cash pickupValid photo ID and the transfer tracking numberAgent location hours and local availability

A few things can extend delivery: receiving-bank cut-off times, weekends and Cyprus public holidays, identity or source-of-funds checks, and any incorrect recipient details. An international SWIFT payment may also pass through an intermediary bank before it reaches the receiving institution.

How much does it cost to send money to Cyprus?

The exchange rate and every fee for your money transfer to Cyprus are shown in the Coinepay app before you confirm — there are no surprises after you pay. Your total depends on the amount you send, the currencies involved and the payout method you choose. Note that the recipient's own bank or provider may apply its own incoming or intermediary charges, so it is worth asking them to check before you send.

Ways to receive money in Cyprus

Bank deposit

The recipient provides their full name exactly as held on the account and their Cyprus IBAN. A Cyprus IBAN is 28 characters, starts with CY followed by two check digits, then a three-character bank code, a five-character branch code and a 16-character account component. For a SEPA euro transfer the IBAN is normally all that is needed; for an international SWIFT transfer, also supply the receiving bank's SWIFT/BIC and any bank name or address the app requests.

Digital or mobile wallet

Where a wallet or digital-account payout is offered for Cyprus, the recipient should give the exact account details displayed in their wallet app. Some euro accounts use a non-Cyprus IBAN, so use the details the provider shows rather than assuming a CY IBAN. Availability varies, so check the options presented in the Coinepay app when you set up the transfer.

Cash pickup

If cash pickup is available for your transfer, the recipient collects the money at a participating agent location using valid photo identification and the transfer tracking number you share with them.

What you need to send money to Cyprus

  • A verified Coinepay account (registration and identity verification completed).
  • The recipient's full legal name, exactly as it appears on their bank account or ID.
  • The payout details for the chosen method — a CY IBAN for bank deposit, wallet details, or the recipient's details for cash pickup.
  • The purpose of the transfer and source of funds, if Coinepay asks for them.

The currency in Cyprus is the euro (EUR), so most recipients will receive funds in EUR.

How Coinepay keeps your transfer safe

Every customer completes identity verification before sending, and all senders and recipients are screened against sanctions lists. Card and fund services are provided by licensed partner financial institutions, and connections are encrypted. You can follow each transfer with live status tracking, and support is available 24/7 if you have a question. Transfers are subject to identity verification, sanctions screening and local regulations, and Coinepay may ask for documents such as the purpose or source of funds.

Send money to Cyprus with the Coinepay app

Ready to start? Download Coinepay from the App Store or Google Play, or create your account to send your first transfer. Need help before you send? Contact Coinepay support any time.

Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support

FAQ

What is the fastest way to send money to Cyprus?

Set up the transfer in the Coinepay app, choose the payout method and confirm after reviewing the rate and fees. Transfers can arrive in as little as 10 minutes, though the actual time depends on the payout method and the receiving bank or provider.

How long does a money transfer to Cyprus take?

It can arrive in as little as 10 minutes, but the real time depends on the payout method, the receiving bank or provider, bank cut-off times, weekends and local holidays. The estimated arrival time is shown in the app before you confirm.

What details do I need to send money to Cyprus?

A verified Coinepay account, the recipient's full legal name as held on their account or ID, and their payout details \u2013 a Cyprus IBAN (starts with CY, 28 characters) for bank deposit, plus a SWIFT/BIC for international transfers. You may also be asked the purpose or source of funds.

Can the recipient get money in Cyprus to a wallet or as cash?

Bank deposit to a Cyprus account is widely supported, and cash pickup and digital/mobile wallet payouts may be available depending on your transfer. Open the Coinepay app to see which payout methods are offered for Cyprus before you confirm.

Send money to other countries

  • Australia
  • Bangladesh
  • Brazil
  • Canada
  • Colombia
  • Egypt
  • France
  • Germany
  • Ghana
  • Guatemala
  • Hong Kong
  • India
  • Indonesia
  • Italy
  • Japan
  • Kenya
  • Malaysia
  • Mexico
  • Morocco
  • Nepal
  • United Arab Emirates
  • United Kingdom
  • United States
  • Uzbekistan
  • Vietnam
  • Argentina
  • Armenia
  • Belgium
  • Cambodia
  • Chile
  • Dominican Republic
  • Ecuador
  • El Salvador
  • Estonia
  • Ethiopia
  • Georgia
  • Haiti
  • Honduras
  • Iceland
  • Ireland

Related guides

  • Send Money to Montenegro | Money Transfer to Montenegro
  • Send Money to Iceland | Money Transfer to Iceland
  • Send Money to Malta | Money Transfer to Malta
  • Send Money to Estonia | Money Transfer to Estonia
  • Send Money to Luxembourg | Money Transfer to Luxembourg
  • Send Money to Latvia | Money Transfer to Latvia
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