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Design & creative software

How to Pay for Depositphotos with a Virtual Card (Step-by-Step Guide)

Last updated: 2026-10-20

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On this page
  1. What you need before you start
  2. Step 1: Create a Depositphotos account
  3. Step 2: Choose the right plan
  4. Step 3: Pay with your Coinepay virtual card
  5. Step 4: Manage or change your card later
  6. Troubleshooting: card declined at checkout
  7. Refunds and cancellation
  8. A note on Coinepay
  9. FAQ
  10. Related guides

Depositphotos sells stock images, video, music and sound effects on both individual and business plans. If you want to keep your main account funded separately or set a spending limit for a creative budget, a Coinepay virtual card gives you an instant card number, expiry date and CVV to use at the Depositphotos checkout. This guide walks through what you need, how to sign up and pay, and what to check if a payment is declined.

What you need before you start

  • A verified Coinepay account. Register at Coinepay and complete identity verification (KYC) before you try to use a card. Card and fund services are provided by licensed partner institutions.
  • A Coinepay virtual card issued in your dashboard or in the iOS or Android app, with its number, expiry and CVV ready.
  • Enough balance on the card to cover the plan you select, plus any EU VAT that applies to your billing details.
  • Your real billing name and address. Depositphotos uses these for tax and payment verification, so they must match the details registered to your Coinepay card.

Note that Depositphotos accepts Visa, Mastercard, American Express, Discover and other payment cards, along with PayPal, some local systems, and bank/wire transfer. It does not publish whether a specific card type is accepted at every checkout. Coinepay also does not state in advance whether a given merchant will accept its card, so if you are unsure, contact Coinepay support to confirm your card meets the requirement before you buy.

Step 1: Create a Depositphotos account

Go to the Depositphotos sign-up page. You can register with Google, Facebook or email, and you will be asked to agree to the Membership Agreement (the posted version shows an effective date of September 17, 2026). Creating the account is separate from buying a plan, so you can set up your login first and choose a plan afterwards.

Step 2: Choose the right plan

Open the Plans and Prices page and pick the product that fits your work. Prices below were visible on the public pages on October 20, 2026, are not final checkout quotes, and can vary by region and currency, so always confirm the current figure on the official Depositphotos pricing page.

  • Individual images: Unlimited downloads (Unlimited Monthly, or annual "Pay monthly" / "Pay upfront") and Packs. A displayed selection was $29/month, and a 3-download Standard License Pack showed $27. Pack tiers run 3, 10, 30 or 100 downloads per year with Standard or Extended License.
  • Business images: Subscription (30, 50, 75, 150 or 500 downloads/month), Packs (30, 50, 75, 100 or 500/year) and a Custom Solution by contact. A 30-download subscription showed €50.70/month and a 30-download Pack €199.
  • Individual video: Subscription (5, 10 or 25 videos/month) and Packs (1, 5 or 25 videos, 240p to 4K). A five-video monthly plan showed £59/month billed for 12 months.
  • Individual music and SFX: Unlimited Subscription and Packs; a month-to-month subscription showed €12.99/month, and single Standard License tracks €24.99.
  • Business video/audio: Packs such as a five-download video selection at $289 and a one-download music/SFX selection at $49.

Keep in mind the individual Unlimited plan covers its designated 190M+ image collection rather than the entire library; Depositphotos says Main Collection images can be arranged through support at $1 per download.

Step 3: Pay with your Coinepay virtual card

  1. Select your plan on the Pricing page and continue to checkout.
  2. Enter your billing details exactly as they are registered to your Coinepay card.
  3. Choose to pay by card and enter the Coinepay card number, expiry date and CVV. (If you prefer PayPal instead, it sits under Other payment methods → PayPal; a bank-transfer invoice must be arranged with support and has a $200 minimum.)
  4. Review the total, including any EU VAT, and note whether a renewal switch is on. Subscriptions renew automatically, and Packs may refill automatically when downloads are exhausted, so verify the renewal setting at checkout.
  5. Complete any 3-D Secure confirmation, then confirm the purchase.

The exact final checkout fields and totals depend on your region and currency; prices are generally shown in USD, in EUR for EU countries, and can be switched among supported local currencies on Plans and Prices.

Step 4: Manage or change your card later

Saved cards live in the Billing section of your Depositphotos account. Use the replace-card control there to update the method for future renewals. A card attached to an auto-renewing subscription cannot be removed until you turn auto-renewal off under Plans → Active Plans → Subscription → Settings → On/Off. For Packs, the renewal switch is under Plans → Packs → On/Off. Access continues through the current billing period after you cancel.

Troubleshooting: card declined at checkout

Depositphotos lists issuer declines, expired cards, cards that do not support online or international payments, insufficient funds and spending limits as possible reasons, and advises checking your details or asking the issuing bank. Work through these checks:

Insufficient balance

Confirm your Coinepay card holds enough to cover the plan price plus any VAT. Top up in the Coinepay app and try again. Remember some plans bill monthly over a fixed term, so keep the card funded for each cycle.

Billing address mismatch

The name and address at Depositphotos checkout must match the details on your Coinepay card. Correct any mismatch and retry. Use your real identity and billing details only.

3-D Secure not completed

If a verification step appears, approve it through the method Coinepay uses for authentication. An abandoned or timed-out 3-D Secure prompt will show as a decline.

International or online payment support

Depositphotos may decline cards that do not support online or international payments. If this is the issue, check your card status in the Coinepay app or contact Coinepay support to confirm your card is suitable before retrying.

Region checks

Depositphotos announced in 2022 that it stopped sales and service for customers and partners in Russia and Belarus. Enter your genuine location and billing details; do not attempt to bypass any regional check. Separately, Coinepay virtual-asset services are not available to residents of mainland China, and some services are not offered in every jurisdiction.

If a payment still fails after these checks, try the PayPal route or ask Depositphotos support to review the attempt.

Refunds and cancellation

To stop a subscription, turn off auto-renewal under Plans → Active Plans before the renewal date. Ending an annually committed but monthly billed subscription early may incur the difference between the annual-monthly and month-to-month prices. For a refund, contact Depositphotos support within 30 days of purchase or renewal; eligibility requires that no files were downloaded from the applicable plan or renewed period, and the policy allows no refunds after 30 days. Unused subscription downloads expire at the end of the term, while already licensed files keep their usage rights.

A note on Coinepay

Beyond paying for creative tools, Coinepay lets businesses issue a dedicated virtual card per ad account with custom spending limits, and offers global remittance to nearly every country. Learn more at the Coinepay home page or reach the team via Telegram.

Get your Coinepay virtual card: Sign up · App Store · Google Play · Customer support

FAQ

Does Depositphotos accept virtual cards?

Depositphotos accepts Visa, Mastercard, American Express, Discover and other payment cards, plus PayPal and bank/wire transfer, but it does not confirm every card type at every checkout. If you are unsure, contact Coinepay support to confirm your card is suitable before buying.

Which Depositphotos plan should I pick?

Choose by content type: individual or business images (Unlimited downloads or Packs), video, or music and SFX. Prices vary by region and currency, so confirm the current figure on the official Depositphotos Plans and Prices page before you pay.

Why was my card declined at Depositphotos checkout?

Common causes are insufficient funds, an expired card, a billing address mismatch, an incomplete 3-D Secure step, or a card that does not support online or international payments. Check these in the Coinepay app and retry, or contact Coinepay support.

How do I stop Depositphotos from charging my card again?

Turn off auto-renewal under Plans → Active Plans → Subscription → Settings → On/Off, or for Packs under Plans → Packs → On/Off, before the renewal date. Access continues to the end of the current billing period.

Can I get a refund if I paid with my Coinepay card?

Contact Depositphotos support within 30 days of purchase or renewal. A refund requires that no files were downloaded from that plan or renewed period; the policy allows no refunds after 30 days.

Related guides

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  • How to Pay for Artlist with a Virtual Card (Step-by-Step Guide)
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