Coinepay | How to Send Money to Romania from the UK with Coinepay

Sending money from the United Kingdom to Romania is straightforward with Coinepay Global Remittance. Whether you are supporting family, paying a freelancer or settling with a supplier, you can create the transfer from the Coinepay app or dashboard, see the exchange rate and fees before you confirm, and follow the status until the money arrives. This guide walks through exactly what you need and how each local payout method works.

Before you start: what the sender needs

Coinepay supports transfers to Romania, and everything is handled through the 24/7 self-service dashboard and the mobile app. To send, you will need:

A verified Coinepay account. If you have not registered yet, create an account and complete identity verification (KYC) first. Transfers are subject to identity verification, sanctions screening and local regulations.
The recipient's full legal name exactly as it appears on their bank account or identification.
The payout details for the method you choose (see below).
The purpose of the transfer and, if asked, the source of funds. Coinepay may request documents to satisfy compliance requirements.

Get the Coinepay app from the App Store or Google Play, or sign in to the dashboard from the Coinepay website.

The local currency in Romania

Romania's currency is the Romanian leu, currency code RON. Although Romania is in the EU, it has not adopted the euro, so most domestic bank accounts and cash payouts are denominated in RON. When you set up the transfer, Coinepay shows you the amount that will be delivered and the rate applied, so you can confirm the recipient gets what you intend.

Choose a payout method and gather the right details

Romania supports several common payout methods. The options available for the UK-to-Romania route are shown in the app when you build your transfer, so always check the live quote before telling your recipient which method to expect.

Bank account deposit (RON IBAN)

Depositing straight to a Romanian bank account is the most common choice. You will need:

The recipient's full name as registered with their bank.
The Romanian IBAN. A Romanian IBAN is 24 characters long, starts with the country code RO, and contains a four-letter bank identifier. There is no separate branch code in the Romanian IBAN, so the IBAN alone identifies the account.
The bank's BIC/SWIFT code where required. Ask the receiving bank for its BIC/SWIFT when an international bank payment is made; for payments routed through the SEPA scheme the BIC may not be needed, but it is safest to have it on hand.

Romanian bank deposits do not use a separate routing number, IFSC or CLABE — the IBAN (plus BIC where needed) is the key detail. Double-check every character of the IBAN, because a single wrong digit can cause a rejection.

Cash pickup

Cash collection at a Romanian payout agent is also available. When you choose cash pickup, Coinepay generates a transfer reference for your recipient. To collect, the recipient typically needs:

The transfer/reference number you share with them.
The transfer details (sender name and expected amount).
Valid government-issued identification that matches the recipient name on the transfer.

Make sure the name you enter matches your recipient's ID exactly, or the agent may refuse to release the funds.

Mobile wallets

Coinepay supports mobile-wallet payouts in many countries. Whether a wallet option is offered for Romania specifically will be shown in the app when you select Romania as the destination, so check the available methods there. If a wallet payout is listed, you will usually need the recipient's full name and the mobile number or wallet ID linked to their account. If it is not listed, use bank deposit or cash pickup instead.

Step-by-step: send money to Romania

Sign in and start a transfer. Open the Coinepay app or dashboard and choose the option to send money / create a new remittance.
Choose the destination and currency. Select Romania as the destination and RON (or the currency offered for your chosen payout method). Enter the amount you want to send or the amount you want the recipient to receive.
Pick the payout method. Choose bank deposit, cash pickup or — if offered — a mobile wallet, then enter the recipient's full legal name and the payout details for that method (IBAN and BIC for a bank deposit).
Review the exchange rate and fees. Coinepay displays the rate and any fees clearly before you confirm. Check the delivery amount and the recipient details on this screen.
Confirm the transfer. Approve the payment. You may be asked to provide the purpose of the transfer or evidence of the source of funds as part of compliance checks.
Track the status. Every transfer has status tracking in the app and dashboard. Share the reference with your recipient (essential for cash pickup) and follow along until the status shows the funds have been delivered.

Recipient-side considerations

A few things are worth telling your recipient in advance:

Reporting duties fall on institutions, not usually on your recipient. Romanian credit and financial institutions report external account transfers of €10,000 or more, including linked transactions, and money-remittance providers report qualifying transfers from €2,000. These are provider obligations, not a filing you or your recipient necessarily have to make — but it explains why you may be asked questions during the process.
Tax treatment depends on what the money is for. Romania's tax authority indicates that money received from relatives may be a non-taxable gift or loan depending on the facts, while other receipts are treated according to what the payment represents — not simply because it came from abroad. If in doubt, your recipient should seek local advice.
Some accounts have receiving restrictions. Certain providers issue "domestic" RON account details that cannot receive payments from outside Romania. If your recipient uses an online-only account, ask them to confirm it can accept an international transfer before you send.

Troubleshooting

Wrong recipient details

An incorrect name or IBAN is the most common cause of a failed payout. The receiving bank can reject and return a payment if the details do not match. Verify the 24-character IBAN and the name before confirming; if you spot an error after sending, contact Coinepay support immediately through the support page.

Compliance review

Coinepay screens customers and counterparties against sanctions lists and may request identification or evidence of the source of funds. Responding quickly with the requested documents helps release a transfer that is on hold.

Delays

Processing at the sending side, international transit, the receiving bank's own processing, and weekends or Romanian public holidays can all extend delivery. Use the status tracker to see where your transfer is.

Returned or rejected transfers

A receiving bank can return a payment even when the details look correct — for example, if the account is closed or cannot accept international funds. If a transfer is returned, the status will update; contact Coinepay support to confirm the next steps and arrange a corrected payout.

A note on availability

Coinepay sends to every country and region except jurisdictions under comprehensive sanctions, and all customers and counterparties are screened. Services related to virtual assets are not available to residents of mainland China, and some services are not available in every jurisdiction. Fund services are provided by licensed partner financial institutions. For account-specific questions, reach the team through support or on Telegram.

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FAQ

What details do I need to send money to a Romanian bank account?

You need the recipient's full legal name and their Romanian IBAN, which is 24 characters long and starts with RO. Have the bank's BIC/SWIFT code ready too, as it may be required for international bank payments.

What currency will my recipient receive in Romania?

Romania uses the Romanian leu (RON). Although Romania is in the EU, it has not adopted the euro, so most bank deposits and cash payouts are made in RON. Coinepay shows the delivery amount and rate before you confirm.

Can my recipient collect the money as cash?

Yes, cash pickup at a Romanian agent is available. Your recipient needs the transfer reference number you share with them, the transfer details, and valid identification that matches the name on the transfer.

Why might my transfer be delayed or put on hold?

Coinepay may request identification or proof of the source of funds as part of compliance and sanctions screening, which can pause processing. Sending-bank processing, international transit, and weekends or public holidays can also add time.

What happens if I enter the wrong IBAN or name?

The receiving bank may reject and return the payment. Check every character of the IBAN and the recipient's name before confirming. If you notice a mistake after sending, contact Coinepay support right away.

How to Send Money to Romania from the UK with Coinepay