Effective Date / 生效日期: Latest Release / 最新版本
Welcome to Coinepay ("Coinepay", "us", "our", "we"). This Privacy Policy explains how we collect, use, and protect your personal data when you use our services including our website, app, and payment service. All financial services referenced herein are provided by our licensed partner financial institutions.
欢迎使用Coinepay（以下简称"Coinepay"、"我们"）。本隐私政策说明当您使用我们的服务（包括网站、应用程序和支付服务）时，我们如何收集、使用和保护您的个人数据。本文所涉及的所有金融服务均由我们的持牌合作金融机构提供。
By using our services, you agree to this Privacy Policy. If you do not agree, please stop using our services immediately. We may update this policy from time to time and will notify you via updates on this page.
使用我们的服务即表示您同意本隐私政策。如您不同意，请立即停止使用我们的服务。我们可能不时更新本政策，并通过本页面通知您。
For the purposes of applicable data protection laws (including GDPR where applicable, and Hong Kong's Personal Data (Privacy) Ordinance), Coinepay is the "data controller" of your personal data.
就适用的数据保护法律（包括适用地区的GDPR及香港《个人资料（私隐）条例》）而言，Coinepay是您个人数据的"数据控制者"。
We share data with affiliates, service providers (e.g., AML/KYC services, licensed payment processors), analytics providers, and regulatory authorities when required by law.
我们在法律要求时，与关联方、服务提供商（如反洗钱/客户身份识别服务、持牌支付处理机构）、分析提供商及监管机构共享数据。
We may transfer your data internationally, ensuring adequate safeguards are in place in compliance with applicable data protection laws, including but not limited to Hong Kong's Personal Data (Privacy) Ordinance and the PRC Personal Information Protection Law (where applicable).
我们可能在国际范围内传输您的数据，并确保符合适用数据保护法律的充分保障措施，包括但不限于香港《个人资料（私隐）条例》及《中华人民共和国个人信息保护法》（如适用）。
We do not sell or share your data for marketing purposes.
我们不会出于营销目的出售或共享您的数据。
We may disclose data during business sales, mergers, legal obligations, regulatory requirements, or to protect our rights and users' safety.
我们可能在业务出售、合并、法律义务、监管要求或为保护我们的权利和用户安全时披露数据。
We take reasonable steps to protect your data using industry-standard encryption and security measures, but cannot guarantee absolute security. Please keep your login credentials confidential.
我们采取行业标准的加密和安全措施保护您的数据，但无法保证绝对安全。请妥善保管您的登录凭证。
Contact us at / 联系我们: [email protected]
We retain data as long as necessary for legal, regulatory, or business purposes, in compliance with applicable AML/CFT record-keeping requirements.
我们根据法律、监管或业务需要保留数据，并遵守适用的反洗钱/反恐怖融资记录保存要求。
Certain services may not be available in all jurisdictions. In particular, services related to virtual assets are not available to residents of mainland China in accordance with applicable PRC laws and regulations. Users are responsible for ensuring their use of our services complies with local laws.
某些服务可能并非在所有司法管辖区均可使用。特别是，根据中华人民共和国适用法律法规，与虚拟资产相关的服务不面向中国大陆地区居民提供。用户有责任确保其使用我们的服务符合当地法律。
Questions, comments, and requests are welcomed. Contact us at / 如有疑问、意见和请求，欢迎联系我们: [email protected]
By using our services, you agree to this Cookie Policy. If you do not agree, please stop using our services. We may update this policy from time to time.
使用我们的服务即表示您同意本Cookie政策。如您不同意，请停止使用我们的服务。我们可能不时更新本政策。
Cookies are files with small amounts of data sent to your browser from a website and stored on your device. They are used to make websites work more efficiently and provide reporting information.
Cookie是网站发送到您的浏览器并存储在您设备上的小数据文件，用于使网站更高效地运行并提供报告信息。
We may collect IP address, operating system, browser type, site usage, pages visited, clicks, and mouse movements. This data is anonymised and used for improving website experience.
我们可能收集IP地址、操作系统、浏览器类型、网站使用情况、访问页面、点击和鼠标移动等。此数据为匿名化处理，用于改善网站体验。
We use Google Analytics to analyze website usage. Data is anonymized and used to improve website performance. Google's privacy policy is available at https://www.google.com/policies/privacy/.
我们使用Google Analytics分析网站使用情况。数据为匿名化处理，用于改善网站性能。
You can control or delete cookies through your browser settings. Blocking cookies may impact website functionality. For more information, consult your browser's help documentation.
您可以通过浏览器设置控制或删除Cookie。阻止Cookie可能影响网站功能。如需更多信息，请查阅浏览器帮助文档。
Coinepay is a technology service platform. All card issuance, fund custody, and transfer services are provided by licensed partner banks and financial institutions. Coinepay does not directly process, hold, or custody any user funds.
Coinepay是一个技术服务平台。所有发卡、资金托管和转账服务均由持牌合作银行和金融机构提供。Coinepay不直接处理、持有或托管任何用户资金。
In compliance with the laws and regulations of the People's Republic of China, services related to virtual assets and cryptocurrency transactions are not available to residents of mainland China. This platform operates in accordance with Hong Kong's Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO) and other applicable regulatory requirements.
根据中华人民共和国法律法规，与虚拟资产及加密货币交易相关的服务不面向中国大陆地区居民提供。本平台按照香港《打击洗钱及恐怖分子资金筹集条例》（AMLO）及其他适用监管要求运营。
Users are solely responsible for understanding and complying with the laws and regulations applicable in their respective jurisdictions.
用户应自行了解并遵守其所在司法管辖区适用的法律法规。